MICR and RTGS/NEFT :: Associate Co-operative Bank Ltd. commenced its banking operations in the year 2000 and it has come a long way since then. It is the youngest Co-operative Bank in Gujarat, last so licensed by RBI. It has been able to achieve highly impressive business growth over the years despite its comparative younger age Bank has succeeded in attaining business exceeding Rs. 86 Crore (Rs. Eighty Six Crore to be precise) as on 31st March,2012. Bank In due course, the bank has recently started two more branches one at Umarwada & the other at Sagrampura, Surat.

Branch Name	MICR Code	IFS Code	RTGS Time	NEFT Time
Head Office	395449002	GSCB0ASCB02	10:30 AM To 5:00 PM	10:30 AM To 5:00 PM
Umarwada Branch	395449003	GSCB0ASCB02	10:30 AM To 5:00 PM	10:30 AM To 5:00 PM
Sagrampura Branch	395449004	GSCB0ASCB02	10:00 AM To 4:30 PM	10:00 AM To 4:30 PM
Salabatpura (Ved Road) Branch	395449005	GSCB0ASCB02	10:00 AM To 4:30 PM	10:00 AM To 4:30 PM
Puna Kumbharia Branch	395449006	GSCB0ASCB02	10:00 AM To 4:30 PM	10:00 AM To 4:30 PM
Bamroli Branch	395449007	GSCB0ASCB02	10:00 AM To 4:30 PM	10:00 AM To 4:30 PM
Adajan Road Branch	395449008	GSCB0ASCB02	10:00 AM To 4:30 PM	10:00 AM To 4:30 PM
Vesu Branch	395449009	GSCB0ASCB02	10:00 AM To 4:30 PM	10:00 AM To 4:30 PM